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Protect Your Business Against Disaster
There often is no way to avoid a disaster. Whether it’s a national crisis or a weather-induced tragedy. Knowing what to do in the event of a catastrophe is crucial for the survival of a small business, whose operation may depend on a small storefront or home office.
“Attacks will almost certainly target the web sites of government agencies and private companies in the U.S. and allied countries.”—Cyber Terrorism: The State of U.S. Preparedness
Creating an effective emergency plan:
Prepare a disaster plan.
Many business owners have not prepared a strategy of what to do in case of a catastrophe. When considering a detailed plan, take into account as many variables as possible. The smallest oversight might damage your company severely. For example, consider the safest locations for your merchandise. Be sure you know how to contact your insurance agent in a hurry. Be familiar with a map of your company’s location that includes safety exits and utility connections.
Back up your data, and store it off-site.
Business owners who utilize extensive computer data need to back it up on a regular basis. Back-ups should be safely stored off-site, because if your business is destroyed, you will lose the data as well. Create a schedule for your employees to backup their data regularly. Learn more about creating back-ups.
Be aware of your insurance coverage.
Meet with your insurance agent to make sure that your coverage is up to date. For home-based businesses, make sure that your coverage protects your company’s equipment. Consider purchasing guaranteed replacement coverage. This way, you will not have to pay out of pocket if a disaster occurs and destroys your company’s equipment.
Be sure to have emergency cash.
If possible, set aside several months' worth of business expenses. In case of an emergency, you’ll have money available to pay bills and keep payroll flowing without having to let employees go.
Make everyone at your business aware of your disaster strategy.
Make sure that your employees understand what to do in case of an emergency. You will be depending on them to save your business. Furthermore, make sure that your clients and customers know that you have a contingency plan in case of emergency. This will build their confidence in you and your business.
While Secure Florida is dedicated to the cyber security of all Floridians, we also recognize the importance of physical security and disaster preparedness. For more guidelines on preparing a disaster strategy for your business, visit the U.S. Department of Homeland Security's disaster preparedness web site at Ready.gov. For more information about disaster strategy, read “Is your business disaster-ready?” by Jeff Wuorio, or visit the Red Cross disaster recovery page.